Blog

Nov
21
2025

What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...

Nov
11
2025

50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...

Nov
08
2025

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...

Nov
06
2025

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...

Oct
29
2025

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...

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